Medicare

Medicare is divided into four parts:

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Part A (free for most people): Covers inpatient hospital and rehabilitation services. 
 
Part B (optional; beneficiaries pay a premium, deductible and co-insurance): Covers physician’s fees, outpatient services.
 
Part C (Medicare Advantage, an alternative coverage available to those enrolled in parts A and B): Offers health coverage though managed care plans and preferred provider organizations. Premiums may apply.

For more information about Medicare Advantage plans in Pennsylvania, visit:
Medicare Advantage Drug Plans in PA 
 
Part D (available to all Medicare recipients): Offers prescription drug coverage. Beneficiaries who are not part of a Medicare Advantage program (above), should choose a “stand-alone” drug plan. Beneficiaries pay a monthly premium. Deductibles and co-insurance may also apply.

For more information, visit:
Medicare Stand-Alone Drug Plans in PA 
 
For detailed information about Medicare, visit:
http://www.medicare.gov