Medicare is divided into four parts:
(The following are links to shortcuts to other websites)
* (free for most people): Covers inpatient hospital and rehabilitation services.
* (optional; beneficiaries pay a premium, deductible and co-insurance): Covers physician’s fees, outpatient services.
*(Medicare Advantage, an alternative coverage available to those enrolled in parts A and B): Offers health coverage though managed care plans and preferred provider organizations. Premiums may apply.
*(available to all Medicare recipients): Offers prescription drug coverage. Beneficiaries who are not part of a Medicare Advantage program (above), should choose a “stand-alone” drug plan. Beneficiaries pay a monthly premium. Deductibles and co-insurance may also apply.
For detailed information about Medicare, visit:
*These are links to a outside website — please check to see if the information is still current.