Medicare

Medicare is divided into four parts:

(The following are links to shortcuts to other websites)
Part A * (free for most people): Covers inpatient hospital and rehabilitation services. 
 
Part B * (optional; beneficiaries pay a premium, deductible and co-insurance): Covers physician’s fees, outpatient services.
 
Part C *(Medicare Advantage, an alternative coverage available to those enrolled in parts A and B): Offers health coverage though managed care plans and preferred provider organizations. Premiums may apply. 

Part D *(available to all Medicare recipients): Offers prescription drug coverage. Beneficiaries who are not part of a Medicare Advantage program (above), should choose a “stand-alone” drug plan. Beneficiaries pay a monthly premium. Deductibles and co-insurance may also apply. 

For detailed information about Medicare, visit:
http://www.medicare.gov

*These are links to a outside website — please check to see if the information is still current.