|The PA FAIR Plan assists individuals who have difficulty obtaining property insurance on their residence by providing basic essential insurance coverage protection. Clients may deal directly with the FAIR Plan or through any licensed property insurance agent in Pennsylvania. The FAIR Plan can be contacted by telephone, via the internet, by mail, or in person. In general, the FAIR Plan insurance policy provides fire and extended coverage, but no liability or theft. All policies are subject to an inspection, which includes an interior walk through to determine any potential hazards. Any claims are paid on an actual cash value basis, which means that amounts are depreciated for the age of the building. The FAIR Plan insures close to 20,000 homes in Philadelphia.
Mon to Fri, 7:30 AM to 5:30 PM